Optimum Financial & Tax Services, Inc., established in 1994 and located in Elizabeth, NJ, is dedicated to forging strong relationships with clients, ensuring their success through personalized assistance. Renowned for its advanced training, technical experience, and financial acumen, it offers an array of services including tax preparation, accounting, bookkeeping, and payroll management. The firm also assists in resolving tax-related issues and represents clients before the IRS. Universal Financial and Insurance Agency, also based in Elizabeth, NJ, provides comprehensive insurance solutions, including homeowners', life, and health insurance.